This blog post explores how resistant maltodextrin delays sugar absorption to mitigate post-meal blood sugar spikes and aids diabetes management. According to the International Diabetes Federation (IDF)‘s 2021 ‘Diabetes Atlas’ 10th Edition, approximately 537 million adults aged 20-79 worldwide have diabetes, representing about 10.5% of the total adult population. This upward trend is...
Why do banks recommend funds with higher fees than returns to their clients?
In this blog post, we’ll look at the structural reasons why banks recommend funds with fees that outweigh their returns, highlighting examples of fund risks, hidden costs, and pitfalls of return claims, and outline the criteria investors should look for. Funds are investments, not savings The first “fund” in Korea dates back to May 1970, when the Korea Investment Development...
Does a rising exchange rate really shake the Korean economy?
This blog post examines whether a rising exchange rate directly signals a crisis for the Korean economy and calmly explains how exchange rates, base interest rates, and government policies interact. Does a rising exchange rate really shake the economy? From summer 2022 to fall 2023, the won-dollar exchange rate surged significantly. While exchange rates are inherently volatile indicators...
Why has the income of salaried workers become a ‘glass wallet’?
This blog post begins by exploring why the income of salaried workers is called a ‘glass wallet’. It then examines the optical illusions created by averages and statistics, and discusses the right perspective for reading financial management articles. The Story of Our ‘Glass Wallets’ From here on, we’ll focus on the story of those within households who sustain their livelihoods...
In the Age of Big Data, Can Objectivity Be Achieved Without Privacy Protection and Ownership?
This blog post examines whether objectivity can be achieved in the age of big data when issues of privacy protection and data ownership remain unresolved. People generate enormous amounts of data daily without even realizing it. On Facebook, one of the social networking services (SNS), hundreds of billions of posts accumulate each month, while messenger apps like WhatsApp, Zalo, and...
Climate Change: Is What We Know Really All There Is?
This blog post aims to foster a balanced understanding by exploring diverse perspectives and scientific debates surrounding global warming. From the mid-20th century to the present, people have been heavily exposed through education and media to the notion that ‘global warming is a problem humanity must solve.’ This influence has led many to recognize the severity of global warming and...
Climate Change Response: Does Individual Action Make a Difference?
This blog post examines the causes and severity of global warming and explores what kind of change individual actions can actually bring about. Climate Crisis: Where Do We Stand Now? Advances in science and technology have brought tremendous benefits to our society, but they have also created numerous problems. As living conditions became more convenient, the population grew exponentially...
The Impact of Climate Change and Global Warming on Daily Life and Solutions
This article examines the impact of climate change and global warming on daily life and the resulting problems, presenting various solutions to address them. News about our country’s changing climate now appears as regularly as the changing seasons. While it has intensified recently, climate warming—a familiar and representative environmental issue—has been a problem for a long time...
How can financial stability and economic growth be achieved simultaneously?
This article explores methods for achieving both economic stability and financial stability, emphasizing that cooperation between central banks and financial regulatory authorities plays a crucial role. Traditional monetary policy aims to stabilize prices and promote economic stability by utilizing policy interest rates. When the economy overheats, central banks seek to cool it down by...
Are we truly understanding and safely utilizing financial transactions?
Financial transactions are a crucial process for managing our assets. We explore how to understand core financial principles like interest rate changes, loans, and deposits, and safely utilize them. We engage in financial transactions to manage financial assets, which include cash, deposits, and securities. These transactions occur not only between individuals and financial institutions...